Daniel Zajac, CFP | Equity Compensation with Daniel Zajac

How Exercising Incentive Stock Options Could Impact Your Cash Flow

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Incentive Stock Options

Before you do anything with your incentive stock options, you need to get clear on how exercising those ISOs could affect your assets and your cash flow, and what will...

9 Year-End Planning Tips for Your Equity Compensation

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Incentive Stock Options, Non Qualified Stock Options, Restricted Stock, Wealth Accumulation

You might not give much thought to the equity compensation you receive throughout the year (until you’re forced to take action with it). But even if you do have a...

ESPP Tax Rules – And How They’re Affected by a Qualifying Disposition

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Employee Stock Purchase Plan

An employee stock purchase plan, or ESPP, can provide employees of a company a vehicle through which to purchase that company’s stock. This is usually done through automated payroll deductions,...

New Resources on Equity Compensation, Blog Updates, and More

by Daniel Zajac, CFP®, EA | Last updated Apr 17, 2025 | Blog

I’m passionate about using my experience to help people like you understand what to do with employee stock options, RSUs, and other forms of equity compensation. I spend a lot...

How to Use a Cashless Exercise of Incentive Stock Options to Manage Cash Flow

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Alternative Minimum Tax, Incentive Stock Options

If you have employee stock options, you need to determine what kind you have so you know if a cash or cashless exercise makes sense: incentive stock options (ISO) or...

How to Determine the Right Time to Sell Restricted Stock Units (and Why Selling Immediately Might Make Sense)

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Restricted Stock

Restricted stock units are often offered as part of a compensation package to attract and retain key employees They are restricted in that certain requirements must be met before the...

8 Steps To Take With Your Equity Compensation in the New Year

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Equity Compensation

A new year can be an opportune time to review your equity compensation package. Not only does this give you a clean slate to work with, but it also affords...

8 Key Terms to Know About Your Employee Stock Purchase Plan

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Employee Stock Purchase Plan

Employee stock purchase plans (ESPP) are a convenient way to purchase company stock. In an ESPP’s simplest form, employees contribute money directly from their paychecks into an employer-offered plan. At...

4 Factors to Consider Before Participating in Your ESPP

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Employee Stock Purchase Plan

A good employee stock purchase plan (ESPP) is something that many consider being a no-brainer when it comes to deciding if you should take advantage or not. Contributing to an...

Tax Rates on Qualifying Dispositions of Incentive Stock Options May Offer a Tax Buffer – But Watch Out for Investment Risk

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Incentive Stock Options

If you have stock options, then you can access an asset that provides you with a choice. Very literally, a stock option is an option; it’s a form of compensation...

5 Advantages of Restricted Stock – and What That May Mean For You

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Restricted Stock

There are many types of equity compensation that an employer can include in an employee’s compensation package to attract and retain the best talent. Each kind has its own set...

4 Key Highlights of Employee Stock Options

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Employee Stock Options

Employee stock options are a powerful tool for businesses to provide an incentive for key employees and those who contribute to a company’s success. Stock options give you the right...

Insights

How Exercising Incentive Stock Options Could Impact Your Cash Flow

9 Year-End Planning Tips for Your Equity Compensation

ESPP Tax Rules – And How They’re Affected by a Qualifying Disposition

New Resources on Equity Compensation, Blog Updates, and More

How to Use a Cashless Exercise of Incentive Stock Options to Manage Cash Flow

How to Determine the Right Time to Sell Restricted Stock Units (and Why Selling Immediately Might Make Sense)

8 Steps To Take With Your Equity Compensation in the New Year

8 Key Terms to Know About Your Employee Stock Purchase Plan

4 Factors to Consider Before Participating in Your ESPP

Tax Rates on Qualifying Dispositions of Incentive Stock Options May Offer a Tax Buffer – But Watch Out for Investment Risk

5 Advantages of Restricted Stock – and What That May Mean For You

4 Key Highlights of Employee Stock Options

NEW! The Ultimate Guide to Equity Compensation