AMT Archives - Zajac Group

When Intentionally Disqualifying ISOs at Year End May Make Sense

by Daniel Zajac, CFP®, EA | Last updated May 27, 2025 | Incentive Stock Options

Deciding when to exercise, hold, and sell your incentive stock options (ISOs) is complicated, requiring you to manage several simultaneous financial variables, all at the same time. These include: Prices:...

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What You Should Know About the Alternative Minimum Tax and Incentive Stock Options

by Daniel Zajac, CFP®, EA | Last updated May 27, 2025 | Alternative Minimum Tax

Most people understand that taxes can be a little more complicated when you have incentives stock options and other equity compensation. What they may not know is that income tax...

6 Tips to Manage and Mitigate the Alternative Minimum Tax on Incentive Stock Options

by Daniel Zajac, CFP®, EA | Last updated Jul 24, 2025 | Incentive Stock Options

Incentive stock options are a type of equity compensation you may receive as part of your overall compensation package. Incentive stock options, or ISOs, allow you to buy company stock...

What You Should Know About the Alternative Minimum Tax

by Daniel Zajac, CFP®, EA | Last updated May 27, 2025 | Alternative Minimum Tax

Created in 1969 as a way to ensure high-income earners paid their fair share in taxes, the alternative minimum tax (AMT) acts as a parallel tax system to the regular...

How to Use the Alternative Minimum Tax Credit Effectively in Retirement

by Daniel Zajac, CFP®, EA | Last updated Jul 30, 2025 | Incentive Stock Options

If you have incentive stock options, you’ve likely heard of — and perhaps already paid — the alternative minimum tax. This is the tax due in the years you exercise...

Why Waiting to Exercise Your Incentive Stock Options May Increase The Alternative Minimum Tax

by Daniel Zajac, CFP®, EA | Last updated Jul 7, 2025 | Alternative Minimum Tax, Incentive Stock Options

Incentive stock options are unique in that the longer you wait to exercise, the costlier it may be to exercise and hold your shares. That’s not because exercising the incentive...

4 Taxes to Plan for When You Sell Your Incentive Stock Options

by Daniel Zajac, CFP®, EA | Last updated Jul 30, 2025 | Incentive Stock Options

If you try and look up information to learn more about your incentive stock options, most of what you’ll find addresses what happens when you exercise your options — but...

How and When Are Incentive Stock Options Taxed

by Daniel Zajac, CFP®, EA | Last updated Jul 30, 2025 | Incentive Stock Options

Incentive stock options are a form of employee compensation that allows you to participate in the appreciating value of a company’s stock price. A type of stock option that comes...

How to Exercise Incentive Stock Options to the AMT Crossover Point

by Daniel Zajac, CFP®, EA | Last updated Jul 7, 2025 | Alternative Minimum Tax, Incentive Stock Options, Strategies for Maximizing Equity Compensation

Finding the best time and best strategy to exercise incentive stock options is difficult. Competing considerations on income tax, investment planning, and financial planning make it difficult to address the...

4 Ways to Lower the Alternative Minimum Tax when you Exercise Incentive Stock Options

by Daniel Zajac, CFP®, EA | Last updated Jul 30, 2025 | Incentive Stock Options

When you exercise and hold incentive stock options, it’s very possible that you will be subject to the alternative minimum tax (AMT). This part of the tax code gets complex,...

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Incentive Stock Options and The Alternative Minimum Tax

by Daniel Zajac, CFP®, EA | Last updated May 19, 2025 | Incentive Stock Options

If you have incentive stock options, you’ve likely heard the term alternative minimum tax, or AMT. But what is the AMT, and how is it calculated? It’s a type of...

How to Sell Incentive Stock Options to Accelerate Alternative Minimum Tax Credits

by Daniel Zajac, CFP®, EA | Last updated Jul 30, 2025 | Incentive Stock Options

If you have incentive stock options, you may be familiar with the alternative minimum tax (AMT), and potentially the alternative minimum tax credit. The alternative minimum tax is a complicating...