What Is Net Unrealized Appreciation?

If you own company stock inside your 401(k) plan, you may want to know about net unrealized appreciation. Net unrealized appreciation, or NUA, is a financial planning technique that may allow you to obtain preferential tax treatment on a portion of your 401(k) assets. Most people with a 401(k) plan understand that they will pay ordinary income rates on money withdrawn (assuming they contributed pre-tax, non-Roth 401(k) money). For the most part, this assumption is...