Daniel Zajac, CFP | Equity Compensation with Daniel Zajac

8 Advantages of Incentive Stock Options You May Want to Know

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Incentive Stock Options

Incentive stock options are a powerful compensation tool that can help you grow your wealth. Companies award them to employees as a retention vehicle, to reward specific successes or as...

5 Advantages of a Qualified Employee Stock Purchase Plan

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Employee Stock Purchase Plan

An employee stock purchase plan is an employee benefit that allows you to purchase shares of your employer’s company stock. It’s a convenient way to buy the shares, thanks to...

How to Consider Equity Compensation When You Work for a Private Company

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Equity Compensation, Pre-IPO / Private Stock

Many private companies offer equity compensation in the form of employee stock options. For employers, offering this benefit is one way to attract and retain talent. Equity compensation can create...

A Look at Your Employee Stock Purchase Plan During Times of Market Volatility

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Employee Stock Purchase Plan

An employee stock purchase plan is a company-sponsored benefit that gives employees a convenient way to purchase company stock. Typically funded through payroll deductions, an ESPP can be a great...

How to Think About Your Equity Compensation as You Near Retirement

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Equity Compensation

As your retirement date gets closer, it’s important to remain proactive about your financial plan. A retirement plan can help you understand what assets you have available for retirement, where...

How to Evaluate an Employee Stock Purchase Plan from a Recent IPO Company

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Employee Stock Purchase Plan, Pre-IPO / Private Stock, Strategies for Maximizing Equity Compensation

Access to an employee stock purchase plan that offers a lookback provision and a discount is often a great benefit for employees. If you can afford to contribute, these two...

When to Exercise and Sell Your Employee Stock Options and Restricted Stock Units

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Equity Compensation, Strategies for Maximizing Equity Compensation, Wealth Accumulation

If you have equity compensation as part of your benefits package, you’ve likely spent time considering when it might be best to take action and maximize the value of these...

How Are Your Equity Compensation Stock Benefits Impacted by the Company’s Stock Performance?

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Equity Compensation, Strategies for Maximizing Equity Compensation

Equity compensation and employee stock benefits can be a great tool for employers to attract and retain key talent. These benefits can be equally attractive for employees, because they fast-track...

What Is Cost Basis and Why Is It Important for Equity Compensation?

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Equity Compensation

If you have equity compensation, you may wonder how the value of the shares you hold may influence your tax bill -- or how vesting, exercising, and selling your shares...

What to Do When Your Equity Compensation Is Granted and Vested

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Equity Compensation, Strategies for Maximizing Equity Compensation

If you are on the receiving end of an equity compensation award, you may be overwhelmed by the amount of new information, jargon, and rules coming your way. You might...

What You Need to Know about Double-Trigger Restricted Stock Units

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Restricted Stock

If you work for a private company and receive restricted stock units as part of your compensation package, that equity compensation may have a double-trigger provision. While not all restricted...

How to Prepare for the Impact of Restricted Stock Units on Your Cash Flow, Tax Bill, and Investment Portfolio

by Daniel Zajac, CFP®, EA | Last updated May 4, 2025 | Restricted Stock

Restricted stock units are often considered the most straightforward type of equity compensation. Unlike other ways that employees can receive shares of company stock, restricted stock units (or RSUs) often...

Insights

8 Advantages of Incentive Stock Options You May Want to Know

5 Advantages of a Qualified Employee Stock Purchase Plan

How to Consider Equity Compensation When You Work for a Private Company

A Look at Your Employee Stock Purchase Plan During Times of Market Volatility

How to Think About Your Equity Compensation as You Near Retirement

How to Evaluate an Employee Stock Purchase Plan from a Recent IPO Company

When to Exercise and Sell Your Employee Stock Options and Restricted Stock Units

How Are Your Equity Compensation Stock Benefits Impacted by the Company’s Stock Performance?

What Is Cost Basis and Why Is It Important for Equity Compensation?

What to Do When Your Equity Compensation Is Granted and Vested

What You Need to Know about Double-Trigger Restricted Stock Units

How to Prepare for the Impact of Restricted Stock Units on Your Cash Flow, Tax Bill, and Investment Portfolio

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